Effortlessly handle your private label cards through APIs on your interface, enabling tasks like user role assignments, limit management, and card freezing. Build with our white label gift and reloadable prepaid card solutions. You’ll notice the eco card is light on printed details. As we begin to decode the complexity of integrating these digital wallets, we’ll explore how…1 Private Label cards are defined as closed loop/RAN type cards processed over VisaNet, an open loop network. Create a simple and stylish platform, without any confusing UI or UX. com is headquartered in Singapore. Thanks to the white label debit card solution, customers can get the desired branded debit card. A white-label ATM that enables cardless cash withdrawals is the UPI-ATM. Debit and Prepaid Card Programs for Your Business or Organization Cascade is a Prepaid and Debit Card Program Manager with innovation at its core. Virtual private label cards provide three distinct advantages: These cards are more convenient. Unlike other card issuers, our unified payments platform means we can bridge your acquiring and card issuing - helping funds flow seamlessly from one side of your business to the other, with nothing tied up in transit. Inc. The Alegeus Medicare Advantage (MA) Debit Card is a white-label customer experience that helps your members get more from their MA plans with less administration for you. Optimus Cards is a fully FCA. Thus, retailers or brands assign a third party. We call it the network effect. They are sleek, sophisticated, and personalized — all this. Unlike a white label credit card, however, a white label card does not include any sort of software. Activate & Use. White Label Loyalty. The Target RedCard comes with 5% off purchases and free two-day shipping. As a customer, one can use these machines just as a regular ATM. Q. EUR, GBP, BTC. Created: 2019-05-01: Expires: 2022-05-01: Owner: Redacted for privacy Hosting company: DXTL HK: Registrar:conditions. Why to use our White Label solution. com, the pioneering payments and cryptocurrency platform, seeks to accelerate the world’s transition to cryptocurrency. Our debit cards are best-in-breed and provide all the functionality you would expect from this powerful form of payment. worldwide. 30. When it comes to corporate cards, we’re the business. If you simply need a replacement card with the same card number, follow the process for. The bank account must have enough available funds at the time of the payment to cover the amount of the payment, so this is a ”good funds” model. Fenex provides a suite of white-label products & services that simplify payment processing and provides added value for merchants. The White Label Debit Card Solution A ready solution to reimbursing employee expenses and paying salary is the use of a debit card program. The UPI-ATM, characterized as a white-label ATM, is designed to facilitate cardless cash withdrawals. Partnerships Recary launched the Altery Visa Debit Virtual Cards for hassle-free payments with the backing of Wallester 🤝 Company Wallester Business: Elevate Your Payment Experience with 6 New Currencies!💸 Quick, Customizable, and User-Friendly Card Issuance Solutions. -12 a. Credocard provides complete White Label Turnkey Solutions, allowing business partners to share in the revenue streams generated from the payment platforms. Age requirement: 6 to 18 years old. 16% + $0. It comes like a regular debit card but with a lot of beneficial. Thanks to its universal acceptance, built-in security and convenience — this is a great way to spend your money. Your PIN will arrive separately for your safety. A white label gift card platform is a service that enables businesses to create and sell their own branded gift cards. per virtual card. Self-service. You can easily make a request for them through Online Banking. White Label ATM Sector in Canada Background In Canada, the major financial institutions have their own bank-owned and branded ATMs. com. Using a white label debit card program, an IBC, can integrate debit card payment systems with its payroll department using ready-made software and turnkey solutions. Same-Day Deposits are available to merchants on integrated software platforms with a 5:00 pm PT cut-off time for payments processed on WePay. Create the look and feel for your private label debit program that drives customer loyalty and reinforces the messaging of your app and your brand. Whether it is in-depth transaction data, chargeback and refund information or acquirer performance statistics, you are in control of your payments strategy and success. In this case, the issuing bank/payment processor will be marked on the face of the card. Imagine the ideal card for your payment program, we create its design and have it validated with Mastercard® and regulators. The concept of “white label” credit cards is based on a partnership between a bank and a company, with traditional banks developing and supervising the cards. We are equipped with strong teams to take your banking business to places, and with us, you can confidently work on your marketing, knowing that we have everything else. Some cryptocurrency exchanges and. Giving your customers a seamlessly-branded credit program is a surefire way to build customer loyalty and drive repeat purchases. Suitable for subscription services, membership fees or any other repeating payments such as those from sporting associations, clubs, libraries, and societies. Points of distribution for debit and prepaid card issuing >40M. Decta Limited offers accepting card payments with merchant account, merchant acquiring, service for credit card and payment processing, white-label card issuing and processing services to organizations. Elangovan Rajagopalan (Project Manager at VSSC) broke…Synapse (formerly SynapseFi), from the company of the same name in San Francisco, si a white-label banking API, providing solutions for card issuance, payments, and account set up. 8. That means you can seamlessly spend both cryptocurrencies and US Dollars in real life, whether you’re picking up the. Key Opinion. Use your debit card today. Such a card is easy to carry and allows the payee to take complete payment at once or use the balance as needed for expenses. Dzing – a B2C NeoBank – a standalone project that was established with a goal to test new functionalities and build rapport within the consumers. GameStop Moderna Pfizer Johnson & Johnson AstraZeneca Walgreens Best Buy Novavax SpaceX Tesla. Make digital purchases with your temporary debit card. Productfy is a fast and easy developer-first platform for any company to build, test, and launch financial products. These payments will be displayed in FBO once they are scheduled and indicate once the payment is processing. . It is an Estonian payment institution that creates efficient FinTech products and services available for businesses in all EEA countries. TST is an abbreviation for the company and is included in the transaction description because the label helps define the record of the transaction. In essence, a white label debit card is a card that is branded with the logo and other identifying features of the issuing company, but is actually issued by a third-party financial. Reduce costs, such as check processing – and boost engagement by enabling global use. Hips White Label Payment Gateway is the next generation omnichannel payment gateway. Supported Currency. debit card services, prepared by the Electronic Funds Transfer Working Group. Bespoke options for your brand. Interchange fees are the transaction charges imposed on merchants when they accept card payments from customers, whether conducted online by an eCommerce business or in-person at a physical store. Products. Send money to anyone, anywhere. Non-banks set up and operate White ATMs as per the rules laid down by RBI for using ‘other bank’ ATMs. per standard, physical card. Simple, fast, and secure: take the digital payment experience to a new level. This card comes as a great combination of good manners and advertising purposes, due to the fact that you can place your logo on such a card. As of 2021 only 4 White Label ATM operators are authorised. White label cards. Digital Fintech. These cards are used with major credit card companies allowing use world wide. One partner and all in one. Customize the graphics of your cards. வாட்ஸ் அப் மூலம் 255 ரூபாய் பணம் பெறலாம்! வாட்ஸ்அப் பேமெண்டில் புதிய சலுகை. Freely define your business model and pricing. Once we receive your application, you will gain access to the CJ Account Manager, where you can apply to advertiser affiliate programs, and start monetizing your website content. 7. Any service and product of the Omniwire platform is available for customizations and usage by any business. Credocard co-branded cards are used in more than 30 million locations globally. Our API-based card issuance system simplifies the process, from production to distribution, ensuring a seamless experience for both businesses and consumers. Partner with a turnkey crypto card service that offers white labeling. Available in various currencies, including USD, EUR and GBP. Start your own online casino with the right tools. 442. Payments. Let’s take a look at some of them. Sign up for the beta. Cards Business cards Cards for your business needs Virtual cards Embedded finance feature White label cards Custom branding and features Personal cards IBANs for individual clients. We conduct online events to expand our space community. WorldPay is a fintech company which can deliver prepaid debit cards with unique features and financial mobile app development services. Wallester white-label cards allow companies to brand their own cards and let their identity shine as the employees take them out into the world. 99% we offer reliability, flexibility, and scalability. 2w. Dynamic spend controls Create customized solutions for your customers (e. But every time an airline wants to issue a new card with a new screening process, limits, or rewards, they have to renegotiate terms with the issuing banks, work out the details, and. We can’t wait to hear what you think of the new look, but in the meantime, Starling’s Art Director Mark Day is here on the. 100% Your Branding. White-Label Cards. Besides, the number of active Neobank clients is expected to reach 376 million users, giving the Neobank model over 4. Payout. White Label Crypto Debit Cards. Offering tech-as-a-service is an opportunity for Wirex to utilise our existing, immediately viable infrastructure to meet this demand. Partner with a trusted, global payments leader. Products & Services. Visit website. With an innovative, proprietary, issuing and processing engine and a platform uptime of 99. Card, collateral, and user interfaces can all be white labeled with your brand’s look and feel. For example, customers might earn points for every dollar spent on the card, which could be redeemed. Bank checking account and then do any one of the following: Log in through the mobile app and go to Manage cards. A. Use the Paywiser Pre-paid/Debit Card for all of the things you would normally pay for with cash. OUR APIS. We’ve done our best to make the integration process seamless and ensure flexibility, security, and compliance. 6 Best Prepaid Debit Cards. Our white-label credit and debit cards are integrated with Google Pay™, Apple Pay™, and Samsung Pay™ so your customers can tap to pay securely with their Android or iOS devices. You can change your PIN anytime by calling 1-888-999-0121. White Label ATM (WLA) operators’ charge card-issuing bank fees to provide this facility to the bank’s clients. Bespoke Cryptocurrency Debit. worldwide. In the dynamic world of modern banking, White Label ATM (WLA) companies play a. Easily request your business bank card via our Online Banking. They are authorized under the Payment and Settlement Systems Act, 2007, by the Reserve Bank of India. White-label ATMs are those that are owned and operated by non-bank entities. Virtual and physical prepaid debit cards, funded with crypto. Visa® Debit Cards are issued by Unit's partner banks pursuant to a license from Visa U. This is a powerful tool for building brand recognition and increasing customer loyalty. The ATM / ATM cum debit cards, credit cards and prepaid cards, as permitted by the issuer, can be used at ATMs/WLAs. A white label payment gateway is a payment processing service that allows businesses to accept online payments from customers using various payment methods such as credit and debit cards, digital wallets, and mobile payments. Swap to local currency any time. Cloud. . Consumer or Corporate Debit and Credit Card. A white label payroll card works in a similar way to a white label pre-paid card, but employers simply load a worker’s wages or salary on to the card before it’s given to the worker. Customize Your Debit, Credit, Metro, and Gift Cards with CUCU Covers! Best Selling Stick-On Card Skins and Stickers. We will advise you on the best pricing model for card program so that it is profitable. Use these cards for your business needs, highlighting your brand’s identity. com 323. With all bonds paying 5. Zero Fee Virtual Deposit Account. Our Program API provides the foundation for you to launch, scale and grow your white-label card issuing program. The Target debit card is linked to your. Fast and cost-effective global and local payouts in the currencies you need. Expand your market offering with an on-demand, scalable solution for fast and simple payments. White label credit cards offer numerous benefits for customers, including the ability to earn rewards or loyalty points for making purchases from the specific retailer or business with which the card is branded. The set of virtual debit card app’s functions also contain the possibility to use different financial instruments (for e-money, cryptocurrency, etc. In the dynamic world of finance, the advent of white label crypto debit cards is heralding a new era in payment methods. Get ahead of the competition on Open Banking and offer brand new account-based payments that can be requested and received online, on mobile or by QR code. Designed in partnership with Clay. The integration feature is better than all other. Call 800-872-2657. Merchants must deposit into a single Chase bank account to be eligible. Work on developing your white label IBAN and card business, and leave all the technical, operational, KYC, AML and Licensing activities to us. Over 650K Happy Customers Trust Us For Card Customization, Wallets, Device Skins, and Custom Stickers. Private label credit cards (sometimes referred to as “white label credit cards”) are store-brand cards that are intended to be used exclusively at a specific retailer. Aeps Registration is. PNC SmartAccess® Prepaid Visa® Card. Card issuing API. Cards activated 2022. Availability. White-label payment gateways can support a wide array of payment methods, from credit and debit cards to digital wallets and bank transfers, giving businesses the flexibility to cater to the diverse. We’ll work with you to design a program that’s tightly integrated into your business model. Get started on chime. However, this is not the same technology that businesses use to issue credit or debit cards. Customers of partnering banks are able to make cash withdrawals without an ATM or debit card. We offer an end to end, in-house consumer and commercial card issuing and processing. WLAs offer debit card services such as cash. PURE is a scheme-agnostic EMV application that private-label card issuers and national payment. Our customizable solution allows you to bring distinctive consumer value propositions to life in a way that builds your brand and business. It is designed for domestic schemes and private payment card associations looking for chip-based security and fast time to market. 0155: Card Issuer Fee: 0. Experience the unmatched superiority of virtual VISA debit cards, granting you the freedom to make purchases globally without constraints. Tap Bank account. Mailed Checks. It is a prepaid card with the ability to load it only once and spend it in any shop or online service. White-label - Banking as a Service (BaaS) is where companies take third-party products, throw their own brand on it, and market them as their own. 1. Your merchant portal gives you access to all sorts of real-time customer data. Virtual IBANs Debit Cards White Label. In the same vein, the Finnish fintech company, Enfuce, can produce all sorts of white label cards in 8 weeks: debit cards, prepaid cards, gift cards, and credit cards, all while. These systems are. Recurring Payments. Transak offers a simple on ramps integration to allow your users to buy more than 170 cryptocurrencies with credit/debit cards, or bank transfers in more than 155 countries. It's just a payment protocol wrapped around NFC, which itself is just an iteration on. We also have the know-how to help you quickly offer high volumes of dual-currency digital accounts and debit cards with all the features of. your money your way. American Express Serve® Cash Back. Macquarie stopped accepting applications for the Woolies’ and Myer cards amid the economic dislocation triggered by the Covid-19 pandemic in April 2020. S. White-label card issuer with global payment gateway and processing solutions for prepaid and debit cards. Rewards and incentives - Rewards and incentives are a key component of any loyalty program. “The Hitachi Money Spot UPI ATM would provide customers a unified and secure user experience while offering them the convenience of card-less cash. White label banking can help you deliver easy and convenient bill payment processes. Give customers one more reason to keep coming back to your business—start accepting Discover Debit cards today. It acts as a mediator between a. Redefine the way you issue cards with OmniWire. This gives you the information you need to make informed decisions. g. Crypto. White-label debit cards The private-label debit card programs offer branded cards with the client company’s logo, design, and other customizations. White-label ATMs are those owned and operated by non-bank organizations. If you’re travelling to the USA, you can rest assured that an ATM will never be too far. Do your shopping with crypto currency. ). Flexible white-label Card Program. → Money Remittance & TextBit. Comprehensive debit card processing. All of this allows us to provide innovative and reliable White Label Prepaid Card Programs. White-label debit cards can be customized with your company’s branding and messaging, creating a personalized experience for your customers. Discuss your requirements with us today. Business, Economics, and Finance. The concept of “white label” credit cards is based on a partnership between a bank and a company, with traditional banks developing and supervising the cards. The funds are sent to the payment gateway’s account after the buyer’s bank has confirmed the transaction. Control what card features are available to your cardholders. Midnight blue benefits or less. Just as with its Bluebird Prepaid sibling, this American Express prepaid card allows you to deposit checks for free — if you can wait up to 10 days to receive your money. Fully licensed and compliant for major global card schemes. What Is a White Label Debit Card? A white label debit card is a payment card that is issued by a financial institution or a third-party provider on behalf of a bank, retailer, or other brand from the financial services industry and allows companies to offer their own. Flexible Payout Schedules. A white-label. Primax’s comprehensive, highly integrated payments solutions include credit, debit, ATM and prepaid card programs, risk management, data analytics, marketing and strategic consulting, mobile platforms and loyalty programs tailored for financial institutions. As of 2021 only 4 White Label ATM operators are authorised by RBI. The funds are deducted directly from the user's linked bank account. UPI ATM allows customers of participating banks to withdraw cash without using an ATM or debit card. Design your best-fit solution, allowing you to operate effectively within an on-demand economy, launch your fintech startup, supercharge your neobank, or create cards for the travel industry. 1,211 followers. In essence, a white label debit card is a card that is branded with the logo and other identifying features of the issuing company, but is actually issued by a third-party financial. Service Banking (BasS) is the provision of complete banking processes as a service by an existing licensed bank using its secure and regulated infrastructure with modern API-driven platforms. Offshore companies find the range of card options appealing as the white label debit card can be allied with Visa or MasterCard. Comprehensive debit card processing. Manjushree Sudheendra’s Post Manjushree Sudheendra Majors in Economics 1dA debit card’s reverse side will include the bank’s contact information, a blank space for the customer’s signature, and the card’s verification value (or CVV). UPI ATM allows customers of participating banks to withdraw cash without using an ATM or debit card. Wallester white-label cards allow companies to brand their own cards and. It allows customers of participating banks to withdraw cash without using an ATM or debit card. Debit Cards Spending Cards. Security. The company’s head office is in Tallinn, Estonia. Credocard is the industry leader for co-branded cards, Co branded prepaid cards, white label card programs, software and payment integration platforms and turnkey payment solutions. 1. Elevate your brand with Youtap’s white-label digital wallet and companion card solution. It operates pretty distinctly from a Prepaid. WHAT. BlueOcean Gaming is the stress-free key to starting your own successful online casino business, offering a complete high-quality white label online casino solution. 7 billion U. And for parents, the app provides a real. Based on signed network alliance agreements over the past fourteen years with major payment networks within respective countries, Panoramic Research study, conducted 2022. Attract new customers and increase loyalty. com or log into the mobile app. A private label credit card is a type of credit card that is branded for a specific retailer or brand. From a full end-to-end White Label Payment Gateway to modular solutions, covering all your payment requirements in the forever changing payment processing landscape. White label, personalize, and brand your physical cards and leverage in-app provisioning into digital wallets. 8. We believe these sorts of branded marketplaces are the future of. Introducing our new card. One white-label debit card: a world of possibilities Express your brand’s distinct identity through the versatility of customized VISA debit cards, enriched with signature style and exclusive features Contact sales White-label VISA card – global reach meets tailored solutions Exclusive cards See full list on pismo. Get Order ID and Auth Codes. Multiple uses for Prepaid Card – can be used for Payroll, Incentives, Pension Payments, Marketing costs, Remittances, Day to Day expenses and Travel & Entertainment. Regular clients of white-label payment providers include e-commerce giants, gaming platforms, and the online presence of otherwise physical stores. Some of our programs can also remove the technological burden from you and your team, providing a turn-key customized solution. White label debit card issuing has become increasingly popular in recent years as more and more businesses seek to offer payment services to their customers. These payments increased to 5. It allows customers of participating banks to withdraw cash without using an ATM or debit card. A white label payroll card works in a similar way to a white label pre-paid card, but employers simply load a worker’s wages or salary on to the card before it’s given to the worker. Credit cards have long been one of the most popular methods of making payments and accessing unsecured borrowing in the United States, accounting for 37 percent of consumer purchases by dollar value in 2021. Cards typically show your lender’s name, but they may display a logo for a specific program instead. White-label ATMs are those that are owned and operated by non-bank entities. These companies have experienced specialists developing white-label software and. Order new cards. Set up direct deposit or connect your current bank account to transfer money to your debit card. Our API-based card issuance system simplifies the process, from production to distribution, ensuring a seamless experience for both businesses and. We strive for the utmost. Co-Branded Card programs – Prepaid Debit Cards and Credit Cards. Paxful is located in Delaware, USA. Most people spend their entire lives reacting to their thoughts. Good (3. Use these cards for your business needs, highlighting your brand’s identity. The term "white label" refers to the fact that the payment gateway is. How do you save money? Pay just a simple, flat per-transaction fee. The Sponsor bank provides the cash facility for the White ATM. Crypto credit vs. PCI DSS; Blockchain Fraud Protection; Watchdog Fraud Protection; ABOUT; CONTACT; Watchdog Fraud Protection. White-label platform for crypto banking products with all the essentials needed to go live in just a few weeks. In simple terms, White Label ATM refers to machines established, owned, and operated by non-bank entities under the Companies Act 1956. Get debit cards for your private clients. Greenlight – Debit Card For Kids. Digital customer onboarding with credit cards. 36. ORDER NOW. It’s a $750 revolving line of credit you can get without a credit check. As a designer, you should use the same efforts in designing just like when. 17 (updated more than 1 year ago) 3 minute read. com order: At a JCPenney store: Bring your order to one of our JCPenney stores. Managed by banks or commercial finance companies, private label credit cards don’t have standard credit card logos (i. One of Ethereum’s biggest problems is its scalability. 15% for debit cards and 1. When you choose white-label debit cards from iServeU, you choose all of the following goodies: A Full-Fledged API Solution . Seize the debit opportunity. Label loyalty - The white label loyalty program is branded with the company's logo and messaging, allowing customers to feel a sense of loyalty to the brand. A private label credit card is a type of credit card that is branded for a specific retailer or brand. What’s more, your company can focus on offering private label credit cards, which allows holders to use it only in specific stores. Definition of white label payment gateways. White labeled virtual, physical, and tokenized debit cards that can be spent at millions of merchants globally. Our latest blog looks at how brands can activate the products they sell to engage users and collect their valuable data. Several tools ensure the security of using the Wallester mobile application: PIN and 3D-Secure settings, freezing the card with its subsequent activation, linking it to a digital wallet, and deleting it if necessary. Easy backups and industry leading security. 3. WHITE LABEL CARDS THE ULTIMATE LUXURY BRANDING. White label core banking 2022. No More Than:Offering tech-as-a-service is an opportunity for Wirex to utilise our existing, immediately viable infrastructure to meet this demand. Both co-branded debit cards and white label debit cards offer a range of benefits, including: Enhanced Brand Awareness. Benefits of White Label Credit Cards. White label ATMs are. If a debit card program isn’t what you need, talk to us about our White Label Prepaid Card Program , our Guaranteed Profit Prepaid Card Program , or any other type of Custom Prepaid Card Program . 225: VS. One partner and all in one. Co-Branded Card programs – Prepaid Debit Cards and Credit Cards. White label disbursement platforms offer access to multiple payment types, such as debit card, bank account, and electronic wallet. In a consultation paper published on Tuesday (2 March), the central bank said that the assessment will look at creating ‘white-label’ banking cards that can only be used in South Africa or. Cards activated 2022. The company has developed a world-class product that allows users to buy, hold, exchange and spend multiple traditional and cryptocurrencies using a single, intuitive platform and debit card. Good (3. Thanks to its huge reputation in the crypto world, Coinbase card is probably the best bitcoin debit card you can get (if you’re lucky and live in a country that is supported with this service). Fast and API-driven distribution, so you can implement your app in days. Usually, managing private label cards involves a lot of operational costs and compliance. The U. Send and receive money instantly with your existing VISA or MasterCard debit and ATM cards. Buy Crypto Store and spend Bitcoin on your terms. Initial white label propositions will include co-branded and customisable crypto-friendly debit cards, customised rewards (e. When white label cards are issued as "co-branded", they can be used anywhere, just like a regular credit or debit card. g. Ink isn’t biodegradable, so anything that wasn’t completely necessary to the card — your pan number, for one — was taken off. HOME (current) WEBINAR;. The term "white label" refers to the fact that the payment. Optimus Cards UK Ltd. It was in the Late 80s that the first ATM in India was opened. 03. 4 reasons why VISA is the best choice for your white-label card. For SME owners, customer loyalty and employee perks are vital. What is a white-label card? White-label cards market: overview and prospects Key players in the card payments industry. 280K. 760M$. Take the complexity out of card issuing. 8. There is no longer a requirement to commit to 5000+ cards to obtain your own branding. Affiliation of credit cards/debit cards/prepaid cards issued by banks and co-branded credit cards issued by non-banking financial companies (NBFCs) or any other entity approved by the Reserve Bank of India. Private Label Credit Cards. Marqeta is the world's first modern card issuing platform. Directly Off-Ramp from Fiat. market. The white label solution enables businesses across the fintech, DeFi, banking and crypto industries to benefit from the company’s innovative technologically-advanced and compliance-ready products and features. Increase revenue. WLPayments’ Merchant Portal. After your customers enroll for the services or submit applications, Novae or one of our partners take over. Subscription fees: 30 days free, then $3. For a bitcoin debit card, virtual cards are typically the most cost-effective option. We call it the network effect. Branded payee account portal and admin dashboard with customizable URL; Branded mobile app; Global on-demand branded debit cards; Customizable payee communications and notifications; Make every login, swipe, or download an opportunity for promotion and. Easy set-up. 21 - $0. The UPI-ATM is a white label ATM that facilitates cardless cash withdrawals. We offer a scratch-built CRM platform to make the management of the card. It streamlines processes, eliminating the need for manual tasks like expense reporting and payroll management. Private label credit cards (sometimes referred to as “white label credit cards”) are store-brand cards that are intended to be used exclusively at a specific retailer. Swift Onboarding. White-Label Cards. There are usually three parties involved in issuing co-branded cards: the business, the card issuer, and the payment network or. USD to USDC. White label payment is a service offered by some banks and credit card companies to allow businesses to add their own logo and branding to the payment page. API and SDK for developers allow businesses to integrate our financial solutions into any existing business seamlessly. Reduce costs, such as check processing – and boost engagement by enabling global use. The Bluebird by American Express prepaid debit card has the lowest fees of all the cards on this list. Key Opinion Leaders (KOLs) to grow your card program, by offering them attractive earnings. 8% of user penetration.